These Articles of Incorporation are signed and acknowledged by the purpose of forming a non-profit corporation under the provisions of Act No. 162 of the Public Acts of 1982, as amended, as follows:

ARTICLE I
The name of the corporation is The Surf-N-Sand II Condominiums.

ARTICLE II
The purpose or purposes for which the corporation is formed are as follows:

A. To manage and administer the affairs of and to maintain The Surf- N-Sand II Condominiums, a condominium, (hereinafter sometimes referred to as the "Condominium ");

B. To levy and collect assessments against and from the members of the corporation and to use the proceeds thereof for the purposes of the corporation;

C. To carry insurance and to collect and allocate the proceeds thereof;

D. To rebuild improvements after casualty;

E. To contract for and employ persons, firms or corporations to assist in management, operations, maintenance and administration of the Condominium;

F. To make and enforce reasonable regulations concerning the use and enjoyment of the Condominium;

G. To own, maintain and improve, and to buy, sell, convey, assign, mortgage or lease (as Landlord or Tenant) any real and personal property including, but not limited to, any unit in the Condominium or any other real property, whether or not contiguous to the Condominium, for the purpose of providing benefit to the members of the corporation and in furtherance of any of the purposes of the corporation;

H. To borrow money and issue evidences of indebtedness in furtherance of any and all of the objects of its business, and to secure the samc by mortgage, pledge or other lien;

I. To enforce the provisions of the Master Deed and Bylaws of the Condominium and of these Articles of Incorporation and such Bylaws and Rules and Regulations of the corporation as may hereafter be adopted;

J. To do anylhing required of or permitted to it as administrator of the Condominium by the Master Deed by Bylaws thereof or by Act No. 59 of the Public Acts of 1978, as may from time to time amended;

K. In general, to enter into any kind of activity, to make and perform any contract and to exercise all powers necessary, incidental or convenient to the administration, management, maintenance, repair, replacement and operation of the Condominium and to the accomplishment of any of the purposes thereof.

ARTICLE III
Said corporation is organized upon a non-stock membership basis:

The amount of assets which said corporation possess is:

	Real Property:	None
	Personal Property:	None

Said corporation is to be financed under the following general plan:
Assessment of Members

ARTICLE IV
The address of the initial registered office is:

	4348 Budziak, P.O. Box 245
	Oscoda, M1 48750

The name of the initial resident agent is:
Burt Y. Poland

ARTICLE V
The names and business addresses of the incorporators are as follows:

	B & F Developers, Incorporated
	4348 Budziak, P.O. Box 245
	Oscoda, M1 48750

ARTICLE Vl
The names and addresses of the first Board of Directors are as follows:

	Burt Y. Poland	Frank Barber
	P.O. Box 245	P.O. Box 370
	Oscoda, M1 48750	Oscoda, M1 48750

ARTICLE VII
The qualifications of members, the manner of their admission to the corporation, the termination of mcmbership, and voting by such members shall bc as follows:

A. Each co-owner (including the Developer) of a unit in the Condominium shall be a member of the corporation, and no other person or entity shall be entitled to membership; except that the subscribers hereto shall be members of the corporation until such time as their membership shall terminate, as hereinafter provided.

B. Membership in the corporation (except with respect to any nonco-owner incorporators, who shall cease to be members upon the qualification for membership of any co-owner) shall be established by acquisition of fee simple title to or, if the land contract so provides, a land contract vendee's interest in a unit in the Condominium and by recording with the Register of Deeds in the county where the Condominium is located, a deed or other instrument establishing a change of record title to such unit and the furnishing of evidence of same satisfactory to the corporation (except that the Developer of the condominium shall become a member immediately upon establishment of the Condominium) the new co-owner thereby becoming a member of the corporation, and the membership of the prior co-owner thereby being terminated.

C. The share of a member in the funds and assets of the corporation cannot be assigned, pledged, encumbered or transferred in any manner except as an appurtenance to his unit in the Condominium.

D. Voting by members shall be in accordance with the provision of the Bylaws of the corporation.

We, the Incorporators of the above named corporati n, hereby sign these Articles of Incorporation of this 16th day of October, 1990.

Original document signed by:
Burt Y. Poland
Frank Barber

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